Additional funds when you need them
Current account overdraft facility
- Use pre-approved funds exactly when you need them
- Pay interest on the used amount only
- Use the additional funds without changing the approved amount before the expiry of the overdraft facility
Validity of an overdraft facility
up to 3 yearsAvailability of funds
24h/365 days a yearUpfront fee
1% for processing requests and annual re-approvalCurrent account overdraft facility
- Borrow funds in your current account with a fast and simple procedure
- Additional funds are available without age limitation
- We will approve the funds up to the amount of your monthly wage for the last three months, based on your regular net income
- Apply online, via NetBanking, and save your time
- The funds will be available 24h, 365 days a year
- Pay interest on the used amount, while the unused amount of total approved amount remains in your account and is on hand
- Overdraft facility is not extended automatically (there is a possibility of extension by a shortened procedure), so we will approve a new loan under the same procedure as previously
- You can change the existing limit by signing an Annex to the Overdraft Agreement
The product is available for payroll clients.